Unsecured loans offer a risk-free borrowing experience

A trivial problem is enough to make life troublesome. It happens when you face a money shortage. For you, it is helpful to get loans, as long-term loans with unsecured nature, without risking your assets.

You can expect to get this type of assistance from Fortnitemoney. We are a direct lender with a diverse approach. It is relevant to deal with the financial difficulties of borrowers like you.

Our offerings are exclusive. It provides a unique experience to the borrowers. We reckon on delivering:

  • 100% guaranteed loans
  • Practical rates to fit your budget
  • Freedom to diversify the utility
  • Financial support to everyone
  • Seamless borrowing

There is no need for you to give up the borrowing idea. You can get loan help without compromising your assets. The best thing is that unsecured no guarantor loans are within your reach.

There is a reason behind presenting such an initiative. We don’t want to let your financial pain ramp up further. We curate deals that don’t restrict your credit scores only.

How Unsecured Loan Get Defined in the UK?

This loan option intends to create a convenient opportunity for borrowers reluctant to keep their assets at stake. We will eliminate the requirement of security for you. Our primary concern is to make sure about your affordability.

With large personal loans, you are free from the collateral obligation. You can apply without placing costly valuables like a home or car against loans. We will not claim assets in any event of default.

It means these loans have nothing to do with your asset possession, unlike secured loans. Here is a clear representation showing the difference between the two.

Unsecured loans Secured loans
No need for collateral. Collateral is a mandatory requirement.
Your assets will not feel impact of non-payment. The lender will re-possess assets if you don’t pay back loans on time.
Comes with competitive rates. Less scope for competitive rates.
Repayment terms are expedient. The repayment term is long.
Affordability is a vital parameter. Job, credit scores, collateral etc., are crucial parameters.

These dissimilarities will indicate how you can cash in our services. Our lending process does not rely on the mainstream formula of lending.

We exempt you from the collateral facet. However, we do follow a distinctive technique to validate your financial competency.

Creditworthiness: We maintain a lenient attitude. It lets us focus more on aspects like the likelihood of repayment by the borrower. We dig through borrowers’ past payment records to understand their capability.

Affordability: We also like to ensure the amount and rates are realistic for the borrower. Some recent payments can clarify if you can pay for the amount you will borrow.

How to decide if you need Loans with Guarantor or Not?

It is a steal deal opportunity for you with unsecured loans with no guarantor. It allows you to borrow for the short-term purpose. This type of financing has some limitations.

FortniteMoney is familiar with the apprehensions of the borrower. Some of you might need a more considerable amount. Moreover, you can bring a guarantor. With us, you can enjoy flexibility.

We have provisions for both types of borrowers. You can see a comparison between the two kinds of loan services.

  Unsecured loans with guarantor Unsecured loans without guarantor
Loan amount Borrow between £ 5000 and £ 50000 Borrow between £ 1000 and £ 20000
Repayment term Payback within 24 to 84 months Payback within 12 to 60 months
Credit scores Favourable credit scores improve chances of approval You can avail of unsecured loans with bad credit loans and no guarantor

You can approach us to get personal loans up to £20000. The processing time will differ in both the cases. It does not mean we will hold your request forever.

With us, it is possible to get same day loans with bad credit in the UK in a flash. You will see diverse borrowing options by paying a visit to our website.

How are unsecured loans on instant decision beneficial?

We strive to develop a customised solution to mitigate your financial plight. Loan rejection is a painful feeling. We are aware of your pain.

For this reason, we have created this interface to let borrow without hesitation. Here, you can explore how you can take advantage of our services.

  • Speedy money

    You have to wait for some time to get a decision from us. You will receive money in your checking account once we approve. The process will hardly take a few minutes.

    It works differently than the traditional approach. We make it a point to deliver money as early as possible.

  • Risk-free assistance

    Unsecured no guarantor loans can bring in double opportunities for you. It facilitates easy borrowing without collateral and guarantor factors. We know how relieving it is for borrowers like you.

    You are free from the fear of losing your pricey assets.

  • Feasible term to repay

    Repayment will not strain you. The term is quite flexible and long. You can pay back loans at your own pace and effortlessly.

  • Soft check

    We run soft checks on your credit background. It will not hurt your credit scores. It is a mandatory step to help us discern if we should approve loans for you.

  • Hassle-free application

    You can bid adieu to the conventional application method. You can apply online with us as a direct lender to get loans for the unemployed. We require you to complete the online form with valid details.

Send us your application with zero mistakes. Get a positive response from our end.

Should you get these long-term loans for any purpose?

You can utilise these loans for a wide variety of reasons. You are not liable to explain those. You can seek our assistance to treat any financial emergency.

We personalise loans to address a different set of financial issues. We don’t restrict our services to a specific category of borrowers. You can go through the ways you can use the borrowed funds.

  • Debt payment purpose

    You can apply for unsecured debt consolidation loans to disburse past debts. This step is critical if you want to streamline your finances. You cannot attain financial security with baggage of debts.

    You can recover credit scores by using loans for this purpose.

  • Home repairs

    You tend to postpone home repair works when you don’t have sufficient funds. Unsecured home improvement loans let you complete this unfinished task. You can withdraw as per your necessity.

    You can make the most out of these loans during the festivity. Think of getting these loans ahead of Christmas to enhance the look of your home.

  • Business purpose

    Unsecured business loans help you to bridge the funding gap. These loans are best for handling insignificant outgoings. You can take care of those unavoidable expenses that are vital for the business.

    Refrain from using these loans for significant purposes. These loans are an ideal fit for small exigencies.

Why should you get a personal loan on the longest term?

Borrowers are always eager to validate if loan features will suit their requirements. Our features will showcase how we function as responsible lenders. Every borrower should get a chance.

It is evident from our loan arrangements. Find out more about our traits.

  • No upfront fees

    No surplus fees will surprise you when you are with us. We maintain a crystal clear policy. You can have every detail about various fees and charges in the loan agreement.

    We request you review it carefully. You will get a deeper understanding of the loan cost.

  • Cut-throat pricing strategy

    Our prices are affordable for you. We don’t impose impractical rates that you cannot tolerate. You can check with other lenders.

    You can even weigh our deals against others. It will help you further confirm our competitive prices.

  • Allowance for bad credit

    You can find unsecured personal loans with bad credit and no guarantor with us. We need the least validation from your side. We also prefer borrowers living with the stigma of poor credit.

    You will not have to face any humiliation. You can send your application to us without any second thought.

  • Swift approval

    We have a swift process in place. Once we receive your request, we will validate some aspects. After that, we will take a few minutes to make a decision.

    High-acceptance payday loans from direct lenders like us will tell you how we work.

  • Credit building support

    We provide a flexible duration. You can pay back loans with minimal effort. On-time repayment will automatically help in boosting not-so-good credit scores.

Who can apply to obtain guaranteed acceptance?

Our custom-made loan deals can help borrowers regardless of their job status, credit scores and collateral-providing ability. You can apply with us for the following:

Unsecured loans for pensioners: Your pension will act like a testament to income.

Unsecured loans for people on benefits: The earnings you receive in the form of benefits will get you loan support.

Unsecured loans for unemployed: You must earn a side income or a freelance job. You must produce any source of income.

Why should you apply with FortniteMoney?

You can easily find a bunch of lenders offering you different benefits. The reasons that should convince you to ask for loan help from us are:


Unsecured Loans FAQs

Can I get unsecured CCJ loans?

If you have County Court Judgement, you can still apply for unsecured loans with Fortnitemoney. In that case, your current financial performance should be up to the mark to make it to loan repayment.

What can be the longest term for a personal loan?

These loans let you borrow money for a longer duration. With us, you can get loans for 84 months. You can pay back at your own pace and in the form of small amounts till the time given.

Are there any restraints on the early payment of loans?

No, you can go ahead with the pre-payment of loans without any hesitation. We will not levy any additional charge for early payment. It is best, as you don’t have to pay more for interest.

What will happen if I cannot repay loans timely?

Timely payment is critical and highly advisable. Since you can portion out the amount, you must repay on time. Failing to repay will cause interest to accrue and additional fees payments.

How much interest rate do you charge?

Interest is what you will pay us while taking out a loan. It will add up to the amount you borrow. It is calculated as a percentage of the loan amount. For more clarity, you can contact us for a free quote.

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