Why do you feel like getting a loan with benefits is impossible? Major financial institutions and banks would reject your application due to a lack of financial safety. Income from benefits is not considered stable like a regular job. Loans for benefits for the unemployed are different! These guaranteed loans are available from a direct lender like FortniteMoney.
When you look for loans despite receiving benefits, it indicates your expenses are more. The money that you get is not adequate to meet your necessities. So, these loans will fill the gap to give you some relief.
Get started with us after ticking off the checkboxes below:
We try to make the process the least bothersome for borrowers like you. For this reason, we welcome applications from you with any type of benefits like:
Our motto is to make loans on benefits accessible for borrowers regardless of the type of income. Still, it would be difficult for us to accept anyone with multiple credit history footprints. Through us, you can fetch a fair deal that should comprise:
| Loan amount | Between £ 1000 and £ 5000 |
| Repayment term | From 6 to 36 months |
A direct lender like us has made available these suitable loans for the unemployed to let you address pressing necessities with no money in hand. We don’t operate like traditional lenders who are unwilling to support borrowers like you.
We apply a liberal approach to lending and give importance to a different type of income stream like government benefits. We are not strict with our borrowers.
We cannot skip some essentialities for loans for people on disability. Find out about them here:
As a responsible platform of loans on benefits from direct lender, We use a combination of unique criteria that you can easily meet. This has made loans accessible for people living on benefits, even with bad credit tags. We are entirely aware of diverse situations that compel you to look for benefits.
We don’t let this factor lessen your eligibility while applying for same day loans. We aim to provide a simple platform to facilitate people on benefits. With us, you can have exclusive features like:
Getting a loan is a big deal for people dependent on benefits. You can expect to have a different experience with us. You have to face the least exertions while applying for a loan for person on benefits. Let’s see how things work with us.
Find out how our working procedure is different from other lenders.
| Direct Lender (FortniteMoney) | Homeowner guarantor loansTraditional Lenders | |
|---|---|---|
| Acceptability | We accept people living on benefits for loans | They usually reject the application |
| Flexibility | Our loan offers are flexible | They have strict lending conditions |
| Promptness | We make sure to address the request of borrowers as early as possible | Their process is a time taking one |
| Possibility of approval | With us, the acceptance rate on short term loans on benefits is very high | You cannot predict the outcome with these lenders |
| Credit validation | We perform no hard credit check while offering loans for people on benefits | They conduct hard checks that leave unavoidable blemishes on your credit history |
| Cost factor | Our loans are cost-effective | They charge high interest due to benefits |
Now, it is visible to you why we are a better choice. This tabular representation is to clear off all your confusion regarding choosing us as your lending partner. It shows how we can arrange finances through loans when on benefits despite the fact we are living a life full of restrictions.
We know many borrowers often have this question in mind. It helps to make sure if short-term loans will match people like you living on benefits. You must take out a loan with a purpose. Avoid fetching loans simply for no reason.
With us, you don’t have to worry about restricted spending. Set your priorities to decide how you should spend the money. We have a variety of same day loans on benefits to suit a selected necessity. These are:
Personal loans for people on disability benefits
We want to share the ordeal of disabled persons. This special loan is shaped to help you out with your individual needs. Thus, you can use these loans to pay pending bills, unavoidable expenses etc.
We understand the difficulty you may face while repaying. Thus, we have included income from benefits as a viable source to count upon for repayment. When you borrow funds while on benefits and need a loan today from a direct lender in the UK, check your repayment capacity through a calculator.
Payday loans for unemployed on benefits
You can take advantage of loan solutions available with us even if you are out of work. We have no problem assisting you financially if you ensure you receive government benefits.
We are concerned about your income ability. According to us, with benefits also, you can manage to pay back loans on time. So, your unemployed status is not an issue for us to deny your loan request.
We are ready to process your loan request even if you have bad credit scores. Here, we need no guarantor to help you with repayments. The best thing is that you can apply to be on benefits with a direct lender.
Quick loans for people on benefits
Benefits cannot protect against emergencies. You may face an urgent situation that demands immediate money. These loans can offer you the necessary support to tackle unforeseen needs.
Make sure to validate if rates and terms are according to your financial condition before you take the plunge finally.
Small loans for people on benefits
We understand that you may feel the need for money to disburse petty needs. It would be pointless to borrow money meant for a bigger purpose. It would be a waste of resources.
Keeping your trivial needs in mind, we offer this type of loan. This way, we endeavour to allot loans based on necessities. Due to small amount, we can provide funds to those living on benefits and need a loan today direct lender for bad credit in UK.
Yes, with universal credit also, you are eligible to get loan help from us. It is the same set of formalities that you have to complete while applying loans for people on universal credit with us. These loans give you the freedom to use them for any reason like:
Loan formalities are short and simple. We offer funds for those on benefits and need a loan today from a direct lender with no credit check. However, you need to go through a hard credit check to get funds on the same day. That is a vital part of the process.
It only ensures you understand a loan cost. We offer loan quotes with soft credit checks. You don’t have to follow any offline method for loan applications when you are with us. We strive to make your experience better.
For this reason, we have introduced a setup where you don’t even have to share heavy documents at the time of applying. Now, you may wonder if we are safe to access for loan or not.
A loan application is a streamlined process that would hardly demand a few minutes from your day. It is designed to offer customised deals to let you pay monthly loans on benefits easily. How to begin the process after you visit our website?
Go to apply now button: It will take you to the application form that you have been looking for.
Go through the form: Add details in every field mentioned in the form. Don’t leave any field. If you have any doubt, you can ask us.
Use the calculator: This tool will tell you the right amount and term that you should choose.
Make final entries: Put in the decided amount and adjust the term.
Examine the application: This may be the last step but the most important one. It will help you pick errors done mistakenly.
Submit the form: Once you submit the form, it will reach us for further processing and evaluation.
Why should you get in touch with FortniteMoney?
Whether it is about providing loans on benefits with bad credit or same-day funds on benefits, we serve you financial satisfaction. There are different types of facilities that you get through us like:
At FortniteMoney, we want you to get what you want. Your search for loans for people on benefits from a direct lender ends here because we offer what we say. Transparency is our strength, whether an instant approval decision or a high approval rate.
If you are looking for additional support while living on benefits, choose us to remove all your financial worries. With affordable repayments, you will not realise when you have paid off the complete loan amount.
The alternative to loans for people on benefits can be Guarantor loans, as with a guarantor supporting your application, you can borrow funds. However, usually, while living on benefits, you need to apply for specialised loans. These are only loans on benefits. However, depending on the financial circumstances of the borrower, lenders may allow them to borrow with a guarantor. However, in some cases, personal loans are also available. But it is better to attain certainty.
All lenders offer either all or specific types of benefits. Before you apply for the loan, you need to confirm it form the lender. Call on customer support number and you will get to know. However, at FortniteMoney, you can find loans for people on benefits. We offer funds for borrowers living on all types of benefits, whether unemployment benefits, medical assistance or anything else.
Yes, you can get loans for people on disability despite living on disability living allowancefrom a direct lender. These loans are specifically designed for borrowers living on government benefits. However, in the case of traditional lenders, you may have a different experience. However, the new-aged direct lending is liberal and allows you to borrow funds irrespective of your employment status. You can only know about it when you apply for funds and experience things.
You need to follow a few eligibility rules to apply for the funds. The minimum age limit is 18 years; submit a regular income proof and provide the verified address. Besides this, you do not need a guarantor. However, if you can provide a guarantor, lending policies can be flexible in that case. But it is best to confirm it before applying. Now, it is about the application process; you need to follow a three-step online application process. These steps are: 1. Apply online, 2; receive instant approval decision, 3. Once approved receive funds in your bank account.
You can borrow up to £10,000 from loans for people on benefits. However, the final loan amount depends entirely on your repayment capacity. If you apply for loans on benefits, it has a higher interest rate and, therefore can affect the loan amount. You need to prove your creditworthiness from the income you receive through benefits. Also, any part-time or freelance work as an income source can help you borrow a bigger loan amount.