Has your wallet been stolen? Do you need instant funding for urgent car repair? Well, when your expense requires quick action, you cannot rely upon medium-term or long-term loans. Instead, you have to go for instant options like text loans.
Yes, these are the small loans where the lenders release the funds immediately after receiving the aspirants’ loan applications. You have the opportunity to borrow from £1000 to £5000. You can obtain such an amount for up to 36 months without strict obligations.
At FortniteMoney, you can opt for these text payday loans on any credit score, as we are flexible in our lending approach.
Text loans in the UK from direct lenders are more manageable than those of mainstream lending. They have changed its definition by merging the factors like instant loan approval and same-day funds transfer.
In simple words, text loans belong to short-term funding applicable for a smaller period. These suit best during financial emergencies as the loan applicants have to send a text from their mobile phones to the lender regarding their loan priorities.
Once the lender receives the message, it instantly starts working on it, followed by immediate approval and fund disbursal. There is no paperwork needed and no legwork too.
We offer small personal loans on many more features, Once you apply for the loans, you will straightway get benefits to meet your personal ends.
You always have the upper hand when you apply for mobile loans in the UK from direct lenders. We have proved this true. With us, you will have plenty of facilities to avail that not only brings desired funding for you but also stabilise your finances.
See here what facilities we are going to offer:-
Suitable Lending for Unemployed
We have an exclusive benefit for those with no full-time job. Our text loans for the unemployed bring quick funding by accepting their part-time income or government benefits as the sources of loan repayments.
24/7 loan facility
With our online service, you can apply for loans 24/7. Our representatives quickly respond to your request and will be able to release funds as quickly as possible.
No Paperwork
You will send us a text, and we will soon work on your application. In this process, we do not require any paper from your end. Just share your income proof for the last 3 months, and that’s it.
High Acceptance Rate
These quick loans always have a higher acceptance rate. These loans are income based loans and thus affordable. You get only the affordable amount, and thus we approve your loan applications.
Fast Payout
Getting a text loan from a direct lender in the UK does not have any delay in the fund disbursal. As soon as you nod to our loan quote, we quickly release the desired funds to your bank account.
You cannot say that small loans have fewer advantages than those long-term loans. Every loan has its own benefits for the applicants, and text loans from a direct lender for bad credit people are no exception in this regard.
Top-up loan: Unlike other direct lenders in the UK, we give an extra advantage of getting a top-up loan. If you have been making repayments on time, we offer another loan you can avail yourself of to pay the remaining amount in one go.
Simpler application process: Compared to other online loans, the process of text loans is quite simpler. You only need to text a loan request, and we will start working on it. We do not need any documentation to support your application.
Soft credit check: We are soft in our approach because being hard, we cannot help anyone. People with poor credit history often worry about the credit check process. With us, no need to worry. Instead, you can get almost the guaranteed loan approval.
Based on User’s employment income: We have made each small loan option to be based on the applicants’ employment income. You get the amount to borrow, which you can repay from your monthly earnings.
Fund transfer in 15 minutes: Short application process and early approval on these bad credit loans pave the way for same-day fund transfer. Not only that, we even transfer the desired funds to the applicant’s bank account within 15 minutes of the acceptance.
Many loan aspirants want to approach direct lenders to have text loans with no credit check on their profile. They are worried about the search footprint on their financial records. At FortniteMoney, we practice a wider approach and can offer loans with no credit check process.
It is not easy for any lender to allow a loan without credit assessment. The primary reason is that credit check often shows the financial credibility of the borrowers. Still, we are open to our flexible approach.
We are ready to offer text payday loans with no credit check in three following scenarios:-
Already Availed a Loan
Suppose you have recently availed of a loan from us. At that time, we had checked your credit score. It means we have your credit score, and no need to check it again.
Improving in Recent Payments
You have made past mistakes, but in recent times, you are paying each payment on time and showing improvement in your financial record. We can consider your loan with no credit check.
Applying loans for the first time
Many individuals are there who are applying for loans for the very first time. They do not have any specific credit record to show. We can allow them a loan with no credit perusal.
Someone applies for short-term loans during a financial emergency. Hence, getting the funds early is your motive. If you approach a brokerage firm to find a deal, it will take time to compare the deals. You cannot get money early than expected.
Applying for text loans with no credit check and no brokers becomes crucial in such a scenario. You can simply approach a direct lender by having quick online research. We have a wide online reach all over the UK, and one can easily find us.
Approaching us directly brings many things into your favour. These may be:-
It is fine that you should not approach a broker but rather seek the direct help of a broker. Simultaneously, you may question why FortniteMoney when other lenders also offer a loan by text message.
We do not know about other lenders, but we give you the most genuine loan offers where TRUSTWORTHINESS and TRANSPARENCY both are there.
We offer you the most reliable lending source where only the affordable text loan deals go according to your income capacity.
Many people think that small personal loans are quite risky, particularly to the credit scores. It is true but text loans won’t harm you more if you get them from responsible lenders like Fortnitemoney. Better is to ask for an affordable amount only that you can repay from your monthly income. Compare the loan deals before finalising one, and for that, you can compare our loans with any other lender. Our rates are quite competitive, and loans are unsecured, so there is no risk to your asset.
Text loans are among the best sources to get additional funding during an emergency. However, if you still want more small loan options to consider, you can pick any of these to borrow funds instantly.
No. Bankruptcy is the only situation that stops us from lending. However, we may consider your loan application if you have not been bankrupt for the last two years.
If you want to build a positive credit score, repaying the loan on time is must. If you are able to pay back each instalment on time, your credit score will be enhanced and open up more loan opportunities. Therefore, the concept of affordable lending maintains significance here. The term you choose should be according to your repayment capacity, and the term should be accurate in that you can easily pay all the instalments.
Qualifying for mini text loans from direct lenders is quite easy. Only basic eligibility criteria are there, such as:
No. We offer you these unsecured loans without charging any fee on it. There are no hidden charges as well and you pay only the interest rates.
Yes. If you have already availed cash by text with us, you can get a top up on that instantly. However, the interest rates will depend upon your current capacity and condition.
You can either apply online or send a text message to your lender for having an instant funding benefit. By doing either of these, you do not have to submit too many papers and follow obligations.