Loans help you cover financial emergencies when your savings are short of cash. There are various types of short-term loans that you can apply for in your hour of need. All loans that we offer have been designed to help you meet short-term expenses.
No matter which one you find suitable to your needs, the lending decision is made instantly. Your credit profile will be thoroughly examined to ensure you do not struggle with payments, and all this is done without harming your credit score. Below are our offerings to our valuable customers.
Unsecured loans
Unsecured loans are also called personal loans. They do not require collateral. You can borrow between £1,000 and £20,000 depending on your needs and financial stability. The repayment term lasts up to five years, subject to the loan amount. Fast approval and competitive interest rates are the USPs.
Tenant loans
Are you a tenant? Not owning a house should not get in the way of your borrowing during financial emergencies. As long as you have the potential to pay back the money, you will be approved. Our tenant loans are more affordable than our competitors.
Loans for unemployed
Have you lost your job? Just because you are between jobs, it should not deny you your right to live a better financial life. Our unemployed loans can help tide you over when you need an extra injection of cash. You can qualify for these quick loans as long as you have a passive income source.
No guarantor loans
Even if your credit score is not up to scratch, we do not need a guarantor. We usually decide on the loan approval based on your income stability. Your affordability is more important than your credit score.
Guaranteed loans
Guaranteed loans refer to payday loans with high approval. Since the loan amount is not more than £500, they are easily approved without any paperwork. However, you will still need to prove your repayment capacity. Borrowers with extremely poor credit are also eligible for these loans.
Bad credit loans
Is your credit score not perfect? Not to worry, as bad credit loans have been designed to help you during emergencies. These small loans charge high interest rates, but they can be ideal for funding unexpected and planned expenses.
Christmas loans
Has your Christmas budget fallen short of cash? If so, you can take out Christmas loans. They are also small loans particularly designed to help you meet Christmas-related expenses. Whether you need money for organizing a party or for buying presents, Christmas loans should be the perfect choice for you.
Direct Lender Loans
Direct lender loans are nothing but unsecured loans. You can take out these loans to meet all kinds of unexpected expenses. Your poor credit rating cannot preclude you from applying for these loans as long as you have a strong income source to repay the debt.
High Acceptance Payday Loans
High acceptance payday loans are approved instantly. Money is disbursed on the same day you put in the loan application. They are due on the next payday. Since the loan amount is paid off in a short space of time, they could be the best solution for those who are looking for a quick fix to their financial problems.
Car Loans
Car loans are only used to finance a car. Whether you purchase a used car or a new car, auto loans are paid back in fixed instalments. The approval process is easy with online documentation. Getting highly affordable deals from us is not difficult any more.
Loans for People on Benefits
Loans for people on benefits are also aimed at the unemployed. If you do not have a passive income source, your benefits will be considered your income. These loans can help you fund unexpected expenses when you are between jobs.
Text Loans
Text loans can prevent you from being caught in an awkward situation, such as realizing your pocket has been picked at a cash counter. You need to drop an SMS with how much money you need, and the amount will reflect in your account within 15 minutes.